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- HELOCs: There’s Something Happening Here
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I’ve reviewed a copy of a memo from Sun Trust concerning HELOCs (Home Equity Line of Credit) that I believe to be authentic. In the memo, dated yesterday, Sun Trust announced new HTLTV (”HELOC Total Loan To Value”) restrictions in certain circumstances (like declining markets, new condominiums, 2nd homes), and they are apparently even eliminating their Flex Equity program completely in several key states (like Arizona, California and Nevada)….
Original Source
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17 May, 2008| housingblogs |
Comments (0) @ 23:06
- Taos Mountain Electronics - Changing With The Times
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Gary Storch at Taos Mountain Electronics installed my huge satellite dish the first time I moved to Taos many years ago. Of course, the days of the huge motorized dish are long gone. But Gary has kept pace with the fast-changing world of electronics, including video, audio, photography, cell phones and more.
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Original Source: galleryrealtyoftaos.com
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17 May, 2008| housingblogs |
Comments (0) @ 21:49
- WOT 5-17-2008
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Joni Mitchell - My Secret Place
This is an open thread. There is no specific topic. The post which follows
is merely intended to stimulate conversation.
You are forewarned that the images are a bit risqué. …
Original Source: www.irvinehousingblog.com
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17 May, 2008| housingblogs |
Comments (0) @ 20:30
- Fed’s Lockhart on "Decoupling"
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From Atlanta Fed President Dennis Lockhart: Emerging Economies and Global Capital FlowsIt used to be said that when the United States sneezes, the world catches pneumonia. A better metaphor for today would be that when the United States gets a cold, the world gets a cough and the sniffles. Questions about decoupling are frequently heard in economic discourse, and they include the following:…
Original Source: feeds.feedburner.com/CalculatedRisk
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17 May, 2008| housingblogs |
Comments (0) @ 19:57
- Quadrant Homes to Cut 6% of Workforce
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According to KING 5, Quadrant homes announced some major layoffs yesterday.
The slowdown in home sales nationwide has now hit one of the largest home builders in Washington state in the form of layoffs.
Quadrant Homes is cutting up to six percent of its workforce.
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Original Source: feeds.feedburner.com/SeattleBubble
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17 May, 2008| housingblogs |
Comments (0) @ 19:02
- It is time to break this relationship
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This chart is more than just a colourful pattern bouncing across your computer screen. It tracks house prices and household spending; the pivotal relationship that dominates the UK economy….
Original Source: bp3.blogger.com
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17 May, 2008| housingblogs |
Comments (0) @ 17:45
- Taxes in Process of Grieving!!!!!
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Well, that’s what it says.Newsday:Nowadays, when just touting the Jacuzzi, crown molding and new roof won’t do, many home sellers have resorted to challenging their property assessments. They’re contacting assessors in droves. Some pay hundreds of dollars for appraisers’ reports. Others promise to forfeit half the first year’s tax savings to firms that win reductions….
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17 May, 2008| housingblogs |
Comments (0) @ 17:14
- You know you love it when the mighty fall..
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Original Source: housingpanic.blogspot.com
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17 May, 2008| housingblogs |
Comments (0) @ 16:59
- A Sorry Tale of A Second Lien Security
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Floyd Norris thinks this Merrill Lynch subprime second lien security issued a year ago this month is “a candidate for the title of worst ever.” I suspect there are measurably worse deals out there whatever criteria you happen to be using, but Norris’s observation that this one closed right at the time when a number of ugly facts–like the bankruptcy of the major originator and Merrill’s involvement in it–were actually all over the newspapers (not to mention the blogs) is quite relevant. If you were reading the daily paper, not to mention your Bloomberg terminal, you knew about the problem. But somebody bought this dog anyway….
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17 May, 2008| housingblogs |
Comments (0) @ 14:49
- Cyclists Gearing Up for the Rides of Their Lives
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There is a national bicycle event coming to Taos, NM beginning Tuesday, June 10 - Saturday, June 14. This event is worthy of your promotion and to put on your calendars. Please see below for the PSA, and place it in your affiliated media delivery systems, including family and friends. Help Race Across America (RAAM) and Race Across the West (RAW) spread the word!
My involvement includes emailing my contacts and friends as outlined above; please forward this press release to yours, too. Additionally, I have agreed to find some folks that would like to meet and greet these ambitious athletes at the Kit Carson Park Finish Line. Here’s how the race day procedure works: I will be called by headquarters when a racer is just 4 hours from the Park. I would then call my list of folks, like yourself, that think that playing a small part in this event is something they would like to do to support Taos and cycling. I am asking for just one hour of your time. Please let me know if you would like to help and which hours of which days you would like to be called. Hint: Choose the day and time you know you will already be in Town.
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Original Source: feeds.feedburner.com/TaosRealEstate
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17 May, 2008| housingblogs |
Comments (0) @ 14:34
- News Brief #44, Town of Taos May 16, 2008
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1) Taos Convention Center Seeking Bidders for Catering and Alcohol Services Contracts
On July 1, the Town of Taos will suspend its liquor license at the Taos Convention Center, opening all alcohol services to any interested businesses or individuals within the Town limits (catering is open to anyone in the area) who can meet current NM Alcohol and Gaming Division and NMED requirements. The Taos Convention Center is currently seeking submission of interest for food service, alcohol service or both for contracts that will begin July 1, 2008. For more information, please contact Ron Yachinich today at 575-737-2628….
Original Source: feeds.feedburner.com/TaosRealEstate
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17 May, 2008| housingblogs |
Comments (0) @ 14:25
- Weekend Open Discussion II
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Now Open, Part II!
Prior weekend thread closed due to comment overflow…
Original Source: njrereport.com
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17 May, 2008| housingblogs |
Comments (0) @ 10:22
- It is all over
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This morning, the Daily Express claimed that the credit crunch was over. The FTSE was recovering, while house prices were again rising. The newspaper proclaimed that “the long overdue rally signalled good news for savers and borrowers”.and that the housing market “is defying pessimistic forecasts.”…
Original Source: bp2.blogger.com
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17 May, 2008| housingblogs |
Comments (0) @ 8:50
- Tree of the Week: Purple orchid tree
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Good morning, Big Brown, and others waking up on the East Coast. Our little corner of Los Angeles is a riot of color these days, though I don’t think I’ve seen one of these — a purple orchid tree, captured here …
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17 May, 2008| housingblogs |
Comments (0) @ 5:33
- Volcker: No Reason for Complacency
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Here is Paul Volcker’s testimony to Congress this week (7 min 33 sec):
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17 May, 2008| housingblogs |
Comments (0) @ 1:38
- April Employment
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Assuming the EDD didn’t go too nuts with the birth-death model last month, San Diego’s non-housing economy was strong enough to resist the pull of the housing boom beneficiary sectors.There’s a more detailed discussion of the above graph over at v…
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17 May, 2008| housingblogs |
Comments (0) @ 0:41
