Housing Blogs

Housing Blogs
housing, mortgages…

RSS | Visita nuestra web

Earth to David… Earth to David… Come in David.

The blog administrator’s help is requested here (read the comments).Où est le David?This post will remain on top until deleted by the blog administrator….
Original Source: bubblemeter.blogspot.com

1 January, 2010| housingblogs | Comments (0) @ 11:12

Earth to David…

…Earth to David …Come in David.Your help is requested here (read the comments).Où est le David?This blog post will remain on top until deleted by the blog administrator….
Original Source: bubblemeter.blogspot.com

1 January, 2010| housingblogs | Comments (0) @ 11:12

Report: Subprime and Alt-A Loss Severity Hits 64.7% in June

From Gretchen Morgenson at the NY Times: So Many Foreclosures, So Little Logic Alan M. White, an assistant professor at the Valparaiso University law school in Indiana analyzed data on 3.5 million subprime and alt-A mortgages in securitization pools overseen by Wells Fargo….In June, the data show almost 32,000 liquidation sales; the average loss on those was 64.7 percent of the original loan balance. Here are the numbers: the average loan balance began at almost $223,000. But in the liquidation sale, the property sold for $144,000 less, on average. …Loss severities, like foreclosures, are …
Fuente Original: feedproxy.google.com

5 July, 2009| housingblogs | Comments (0) @ 5:11

Homer Economicus

This piece “Mortgages Made Simpler” by Richard Thaler, is a discussion of the proposed Obama Administration regulatory requirement that lenders offer consumers “plain vanilla” mortgages. From the Treasury regulatory reform proposals (page 66): We propose that the regulator be authorized to define standards for “plain vanilla” products that are simpler and have straightforward pricing. The CFPA should be authorized to require all providers and intermediaries to offer these products prominently, alongside whatever other lawful products they choose to offer. I found the following description …
Fuente Original: feedproxy.google.com

5 July, 2009| housingblogs | Comments (0) @ 2:58

Downton L.A. micro-lofts for rent may be affordable, but they sure are tiny

The Rosslyn Lofts in downtown L.A. announced the availability of micro-loft apartments last week featuring kitchenettes, free utilities and free Internet. Redesigned to serve the downtown workforce, the 1913 concrete-and-steel building at 451 S. Main St. was largely gutted and……
Fuente Original: feeds.latimes.com

4 July, 2009| housingblogs | Comments (0) @ 18:22

Krugman versus Taylor

Embedded video from CNN VideoTaylor comprehensively out-argued Krugman on the deficit, but Krugman hit hard on US healthcare reform….
Fuente Original: ukhousebubble.blogspot.com

4 July, 2009| housingblogs | Comments (0) @ 18:22

Krugman wants another stimulus package

The US economy has had two stimulus packages in a year. Now, Krugman wants a third.From the New York Times…O.K., Thursday’s jobs report settles it. We’re going to need a bigger stimulus. But does the president know that?Since the recession began, the U.S. economy has lost 6 ½ million jobs — and as that grim employment report confirmed, it’s continuing to lose jobs at a rapid pace. Once you take into account the 100,000-plus new jobs that we need each month just to keep up with a growing population, we’re about 8 ½ million jobs in the hole. And the deeper the hole gets, the harder…
Fuente Original: ukhousebubble.blogspot.com

4 July, 2009| housingblogs | Comments (0) @ 18:09

Great timing

North Korea know how to provoke. July 4th and it tests its rockets.I fear that this foul and unsustainable regime will end very badly….
Fuente Original: ukhousebubble.blogspot.com

4 July, 2009| housingblogs | Comments (0) @ 18:03

July 4th Observations And Predictions

What do you see in your local housing market this holiday weekend? And what are your mid-year predictions? The Times Herald. “Travel on the national level is projected to decline by almost three percent with 37.1 million Americans, or 12.2 percent of the total population, traveling this weekend. Those from the Middle Atlantic region who […]…
Fuente Original: thehousingbubbleblog.com

4 July, 2009| housingblogs | Comments (0) @ 16:55

Mortgage Payment Calculator

#tCalculator{ position:relative; width:180px; }#tCalculator .tCalculatorS1 { position:absolute; bottom:12px; left:2px; z-index:200; }#tCalculator .tCalculatorS1 a, #tCalculator .tCalculatorS2 a{ color:#448FDA; text-decoration:none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size:10px; }

Get this Widget
Additional options

…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 15:44

Loan Amortization Spreadsheet

Download An Amortization Spreadsheet

Loan Name:

Loan Amount: […]…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 15:40

Tree of the Week: The monkey puzzle tree

The monkey puzzle tree — Araucaria araucana Depending on your point of view, the national tree of Chile has a distinctive open symmetrical silhouette or it is a bizarre pyramidal evergreen with snaking branches and sharp-pointed, stiff leaves. Found in……
Fuente Original: feeds.latimes.com

4 July, 2009| housingblogs | Comments (0) @ 15:00

Open Thread 7-4-2009

Happy 4th of July! I hope you are enjoying this wonderful holiday weekend.

I was featured this week at the Irvine Homes Blog (Blogger: Irvine housing market nowhere near bottom). I will expand on some of those questions in posts next week.

I had business at the Orange County Courthouse this week, and I got to witness some foreclosure auctions taking place. It is a fascinating process. I hope to go back with a video camera and capture some of the proceedings to display here.
It is a little strange when you walk up to the courthouse and you see this g…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 14:30

Happy 4th of July 2009

We hope everyone has a great 4th of July! Enjoy the day, BBQ, watch some fireworks, and be safe!

Picture taken July 3rd, 2009.
Sign up for our free 16-part eCourse with the complete text of The Great Housing Bubble. There is no charge, and you can opt out at any time. Sign up now!

Your Name:

Your E-Mail:

&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!–
/* form box */
#GRSubscribeForm fi…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 13:34

Fourth of July Comp Killer!

83 Elmwood Ave, Allendale NJ
Purchased: 5/22/2006
Purchase Price: $630,000
MLS# 2912125
Listed: 5/1/2008
List Price: $669,000
Sold: 6/24/2009
Sale Price: $599,000
5% under 2006 sales price
98 Bonnie Way, Allendale NJ
Purchased: 8/1/2006
Purchase Price: $965,000
MLS# 2839728
Listed: 6/13/2008
List Price: $969,000
Sold: 6/25/2009
Sale Price: $720,000
25% under 2006 sales price
500 Highridge Ave, Cliffside Park NJ
Purchased: 4/5/2006
Purchase Price: $650,000
MLS# 2915007
Listed: 6/12/2007
List Price: $650,000
Sold: 6/2/2009
Sale Price: $319,000
51% under 2006 sales price
27 Jane Street, Closter N…
Fuente Original: njrereport.com

4 July, 2009| housingblogs | Comments (0) @ 12:30

Jesse: The Japanese Stagnation — featuring Recourse Mortgages

Japanese mortgages are recourse loans, meaning the borrower is still liable even after foreclosure. Depending on the state, most banks in America offer nonrecourse loans, which are secured by collateral, usually the property itself. Once they foreclose, the borrower’s debts are gone. If you default on a recourse loan, you’re messed up three times: you […]…
Fuente Original: housingdoom.com

4 July, 2009| housingblogs | Comments (0) @ 9:01

Failed Banks and Brokered Deposits

This article provides a history of brokered deposits, and discusses the potential dangers, and the inability of regulators to limit the practice.From Eric Lipton and Andrew Martin at the NY Times: For Banks, Wads of Cash and Loads of Trouble [B]rokered deposits … is one of the primary factors in the accelerating wave of failures among small and regional banks nationwide. The estimated cost to the Federal Deposit Insurance Corporation over the last 18 months is $7.7 billion, and growing….The 79 banks that have failed in the United States over the last two years had an average load of broker…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 7:25

More than half of homeowners have remodeling plans this year

It looks like it going to be a busy year for do-it-yourselfers. A new poll from Consumer Reports reveals that 54 percent of homeowners participating in the poll plan some type of remodeling project during the next 12 months. Sixty-five percent of them plan to do the work themselves.
Now, remodeling is not unknown among homeowners, even during boom times. The recent economic downturn, however, has forced 67 percent of homeowners to rethink their plans. The biggest changes to remodeling plans include:

Doing the work themselves – 42 percent
Fixing or sprucing up what they already have …
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 4:50

On the Radio This Sunday

I will be appearing on the voiceofsandiego.org radio show this Sunday, 12 noon, on AM 600 KOGO. Since we recorded the segment today, I already know that bagging on the CA Association of Realtors will be one of the topics du jour — always a good time! An archive of the show should be put up here late Sunday or thereabouts.
read more

…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 2:14

Leadville Saloon

Leadville Saloon, originally uploaded by jimkimmons.

Friday night in Leadville CO
This message has been sent using the picture and Video service from Verizon Wireless!
To learn how you can snap pictures and capture videos with your wireless phone visit www.versionwireless.com/picture.
Note: To play video messsages sent to email, Quicktime@ 6.5 or higher is required.
…
Fuente Original: feedproxy.google.com

4 July, 2009| housingblogs | Comments (0) @ 2:06

Siguiente página